Have you ever noticed that if you write down your plans, you are more likely to stick to them?  Money management works in much the same way.  However, it’s not always enough just to make a budget.  Sticking to that budget is a daily challenge.  This blog is about just that.  What does it take to stick to a budget?  If I think before I spend, does that help?  If I look more critically at where my money goes, maybe I’ll develop healthier habits.  Maybe if I write about those habits, I can help others do the same.  It’s an ambitious idea, but you have to start somewhere, right?