Day #84: They Got Me

Yesterday I decided to use a Groupon that I had purchased for a local nursery. It was time to plant my fall ‘crops’ so I figured that a $10 Groupon for $20 worth of plants should be enough to fill my garden. I had a list of items that I wanted to plant and headed …

Day #83: Cheaper to Keep Her?

Isn’t this always the way it happens? You’re humming along making progress toward your financial goals when all of a sudden you get hit with an unexpected expense. The other night I was doing laundry and heard my washer beeping like crazy. After looking up the ‘symptoms’ in the owner’s manual, it turns out that …

Day #82: Garbage In, Garbage Out

For Bill I had so much fun writing about my voluntary retirement plan, I thought I would spend one more day on it. I don’t want to beat a dead horse, since my results rely so heavily on the assumptions that I make, I thought I would revisit those assumptions and discuss their reasonableness. Reviewing …

Day #81: Debt or Retirement?

Angela, RN: This one’s for you! Earlier this week, I elected to begin making contributions to the voluntary retirement plan offered by my employer. Often times, when we are struggling to get our financial house in order, it is tough to know how to prioritize. In this case, the question is should my extra money …

Day #80: Time to Clean House

I would love to have a cleaning person. In fact, I have wanted to hire a cleaning person ever since I bought my first house 15 years ago. However, I have some troubles making the commitment. I’ve tried it a few times and it never worked out to my satisfaction. I think the fundamental problem …

Day #79: Leaving Money on the Table

Last week, I promised that I would do a better job of practicing what I preach. In fact, this whole blog is about practicing what I preach. As a finance professor, I know a lot about money matters. However, I find that there is often a disconnect between what I know and what I do. …

Acceptance Should be Earned and not Bought

A colleague of mine was recently referring to members of our profession as belonging to one of three age categories: • “Youngsters” – those who had been in the profession 10 years or less • “Middle-Agers” – those who had been in the profession more than 10 years and had not yet begun to contemplate …

Joining the Ranks of the Employed

I just received a text message with good news and bad news. The good news is that my oldest ‘son’ just received a new contract to play basketball overseas. The bad news is that he has to be there in three days, so I won’t be home in time to see him before he leaves. …

Souvenirs on the Cheap

Since I only have my regular weekly ‘allowance’ to spend while on my trip, finding affordable souvenirs has been a bit challenging. On top of that, I’ve blown through my clothing budget since I had to buy walking shoes and a jacket. In the old days, it seemed that I spent the majority of every …

Travel Committee

My husband and I are involved in so many things that it often seems that we are moving in multiple directions at once. For that reason, we tend to divide responsibilities. For example, he makes all of the travel arrangements and my job is simply to show up at the appointed time with my bags …