Traveling Smart

For all of the traveling that I do, you would think that I would be better at it by now. Inevitably, I forget some vital item on every trip. The days leading up to this trip were even more hectic than normal because now both of the younger children have come down with some sort …

Why #Swagbucks are AWESOME

Yesterday my firstborn was under the weather, so I ended up with a little ‘downtime’ and decided to ‘surf’ the Internet. I stumbled upon an interesting website called Swag Bucks. “Swag” is a term that originally referred to the loot or booty that pirates acquired on their voyages. In modern times, it tends to refer …

Traveling on Someone Else’s Dime

Tomorrow my husband and I are going to Scotland for eight days. It is actually a business trip and since my husband and I are in the same business, we get to go together. You see, in our profession it is not only expected that you publish your research, but occasionally it is useful to …

Go Blazers!

I have five children. I am biologically connected to my two younger ones and I have effectively ‘adopted’ three students from the university where I work. All five are great kids that make me proud each and every day. I can’t help but talk about them every chance I get. My evolution into ‘super mom’ …

Rehabilitation

As I continue to re-examine my spending habits, I see things that I have never noticed before and I have to say that I am embarrassed. Today is my first day back in the classroom since May, so it’s time to pull out the ‘big girl’ clothes and try to look like a professional. Since …

A Great Day for eBay

Because I am no longer spending excessively, this journey has encouraged me to review my past spending in an effort to simplify. It didn’t take long for me to realize that I have a lot of stuff. Moreover, much of my stuff just sits in boxes in my garage collecting dust. A perfect example is …

No One is Exempt from this Journey

I’m a hard person to live with. I’m not mean or abusive or anything like that. However, when I decide to do something, I often decide that EVERYONE in the house is going to do that same thing. Yesterday I set my sights on the four-legged occupants of our home. The boys have two guinea …

The Rubber Hits The Road

Our budget is fairly simple actually. We have a regular income from which we deduct our required debt payments and fixed expenses. The rest is the “gap” or our discretionary income and we divide it three ways: Cash – we use cash for all of our daily expenses like food, clothing and entertainment. However, to …

Target Marketing

My kids are suckers. Really. The minute a new family movie comes out and the studio marketing machines start rolling, my kids are hooked. Right now, the attraction is the new Despicable Me movie with Steve Carrell. We saw the movie the day that it hit theaters and it was quite good actually. It’s the …

What’s in a Number?

Yesterday my Uncle John went to see a bankruptcy attorney. He’s got a house in disrepair that is worth a lot less than he could get if he sold it and apparently he’s got more than a little bit of consumer debt. When we met with the realtor, he suggested a deed in lieu of …